Research

The Article, the Foundations, and the Ongoing Work Behind Navette OS

This is where Eddy Wealth houses the flagship article, the academic foundations, supporting pieces, and the transcripts that help families understand retirement through the lens of time.

Featured

The Number Your Advisor Has Never Shown You

The flagship Eddy Wealth article explains why performance is not the right unit for retirees, why spouse exposure belongs in every serious retirement conversation, and how the Margaret Number makes that gap visible in years.

Archive

The research archive houses notes, transcripts, and supporting editorial pieces built around the same core question: how long?

Academic foundations

Peer-validated building blocks. Proprietary diagnostic.

The RRH and SRH frameworks are built on Grinold-Kahn alpha decomposition and Hoffstein-Sibears recovery horizon research, extended to decumulation by Art Johnson and independently validated by academic reviewers, mathematicians, and leading quantitative researchers.

01

Foundation

Grinold-Kahn alpha decomposition

The core academic building blocks remain visible without turning the public site into a formula sheet.

02

Extension

Hoffstein-Sibears recovery horizon research

The logic is extended into retirement decumulation, where time matters more than benchmark theatre.

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Boundary

Diagnostic shared. Recipe protected.

Eddy Wealth can explain what the instrument measures without revealing the proprietary implementation.

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Ongoing work

Research notes, transcripts, and validator perspectives.

Research gives families a plain-language path from the academic foundations to the lived retirement questions Navette OS is designed to answer.