The Article, the Foundations, and the Ongoing Work Behind Navette OS™
This is where Eddy Wealth houses the flagship article, the academic foundations, supporting pieces, and the transcripts that help families understand retirement through the lens of time.
Featured
The Number Your Advisor Has Never Shown You
The flagship Eddy Wealth article explains why performance is not the right unit for retirees, why spouse exposure belongs in every serious retirement conversation, and how the Margaret Number™ makes that gap visible in years.
The research archive houses notes, transcripts, and supporting editorial pieces built around the same core question: how long?
Academic foundations
Peer-validated building blocks. Proprietary diagnostic.
The RRH™ and SRH™ frameworks are built on Grinold-Kahn alpha decomposition and Hoffstein-Sibears recovery horizon research, extended to decumulation by Art Johnson and independently validated by academic reviewers, mathematicians, and leading quantitative researchers.
01
Foundation
Grinold-Kahn alpha decomposition
The core academic building blocks remain visible without turning the public site into a formula sheet.
02
Extension
Hoffstein-Sibears recovery horizon research
The logic is extended into retirement decumulation, where time matters more than benchmark theatre.
03
Boundary
Diagnostic shared. Recipe protected.
Eddy Wealth can explain what the instrument measures without revealing the proprietary implementation.
Ongoing work
Research notes, transcripts, and validator perspectives.
Research gives families a plain-language path from the academic foundations to the lived retirement questions Navette OS™ is designed to answer.