---
title: About | Eddy Wealth
description: "Meet the team at Eddy Wealth in Calgary: a background in factor investing, and a practice that reads your retirement in years instead of returns."
---

[![Eddy Wealth logo](https://eddywealth.com/hubfs/raw_assets/public/eddy-wealth/images/ew-logo-icon-colored.png) ![Eddy Wealth logo](https://eddywealth.com/hubfs/raw_assets/public/eddy-wealth/images/ew-logo-icon-colored.png) Eddy Wealth Retirement. Measured in years.](https://eddywealth.com/?hsLang=en)

[Navette OS™](https://eddywealth.com/navette-os?hsLang=en) [Investments – ACPI](https://eddywealth.com/our-approach?hsLang=en) [About](https://eddywealth.com/about) [Research](https://eddywealth.com/research?hsLang=en)

[Client Portal](https://clientportal.aligned.digital/signin) [Start Here](https://eddywealth.com/start-here#time-portrait-ai-intake)

About

# About Eddy Wealth

Our background is factor investing in Canada. That experience led to a harder conclusion: returns alone do not tell retirees what they need to know.

Origin

## Two decades of factor investing led to a different question.

Art co-founded a Canadian factor ETF company and has spent his career on factor strategies. That gave us firsthand data on what works, what breaks, and how long recovery actually takes.

The pivot was simple, even if the implications were not. A fund can beat its benchmark and still leave a retiree short if the timing is wrong. That is why Eddy Wealth now leads with time.

The pivot

Navette OS™ answers the question returns cannot: how long until you are back on track, and how long your income is covered, for you and for your spouse.

Meet the Team

## Experienced practitioners translating quantitative research into calm, client-facing clarity.

![Art Johnson, CIM](https://eddywealth.com/hubfs/IMG_1027.jpeg)

Art Johnson, CIM

### Translating academic finance into real portfolios.

Art Johnson, CIM has spent his career translating academic finance into real portfolios for Canadian retirees. He co-founded a Canadian factor ETF company, managed quantitative strategies, and built the proprietary retirement diagnostics behind Navette OS™. His driving question has always been the one his clients ask: how long until I’m okay?

![Eric Contreras, CIM, FMA, FCSI](https://eddywealth.com/hubfs/ChatGPT%20Image%20Jul%2016%2c%202026%2c%2009_56_00%20AM.png)

Eric Contreras, CIM, FMA, FCSI

### Co-leading every client relationship.

Eric Contreras brings CIM, FMA, and FCSI credentials to the practice and co-leads every client relationship at Eddy Wealth. As the firm moves to time-based diagnostics, Eric’s depth in quantitative portfolio construction keeps every Navette OS™ output grounded in carefully checked data. Eric is also co-designer of the Time Portrait intake, which helps families see their situation through the lens of time before the first meeting.

Almost Factor Famous

Art also hosts Almost Factor Famous, a podcast about time, money, and the lives they shape, extending the same philosophy beyond the client meeting.

![Turbulent sea water swirling between rocks](https://eddywealth.com/hubfs/ocean_under_1mb.jpg)

The name

## The eddy is a place of calm in turbulent water.

That is more than a metaphor. Navette OS™ is the instrument that measures how close to calm a family actually is. When recovery time is short and income is covered, they are in the eddy. When it stretches, the reading shows it early, while there is still time to adjust.

The brand promise is not bravado. It is composure backed by measurement.

Other advisors measure performance. Eddy Wealth measures time.™

[![Eddy Wealth logo](https://eddywealth.com/hubfs/raw_assets/public/eddy-wealth/images/ew-logo-icon-colored.png) ![Eddy Wealth logo](https://eddywealth.com/hubfs/raw_assets/public/eddy-wealth/images/ew-logo-icon-colored.png) Eddy Wealth Inc. Retirement. Measured in years.](https://eddywealth.com/?hsLang=en)

Other advisors measure performance. We measure time.™

Calm water. Measured in years.

## Useful Links

- [Home](https://eddywealth.com/?hsLang=en)
- [Navette OS™](https://eddywealth.com/navette-os?hsLang=en)
- [Investments – ACPI](https://eddywealth.com/our-approach?hsLang=en)
- [About](https://eddywealth.com/about)

## Explore

- [Research](https://eddywealth.com/research?hsLang=en)
- [Start Here](https://eddywealth.com/start-here?hsLang=en)

## Get In Touch

**Eddy Wealth**  
 Crowfoot Centre, Suite 340  
 600 Crowfoot Crescent NW  
 Calgary, AB  T3G 0B4

- [(403) 407-1233](tel:+14034071233)
- [Get directions](https://www.google.com/maps/search/?api=1&query=600+Crowfoot+Crescent+NW+Calgary+AB+T3G+0B4)
- [Begin Your Time Portrait](https://eddywealth.com/start-here#time-portrait-ai-intake)
- [Return to top](https://eddywealth.com/about#top)

[![Aligned Capital Partners Inc.](https://eddywealth.com/hs-fs/hubfs/acpi-aligned-logo.png?width=226&height=69&name=acpi-aligned-logo.png)](https://www.alignedcapitalpartners.com/) [![Canadian Investment Regulatory Organization (CIRO)](https://eddywealth.com/hs-fs/hubfs/ciro-logo.png?width=232&height=69&name=ciro-logo.png)](https://www.ciro.ca/) [![Canadian Investor Protection Fund (CIPF) member](https://eddywealth.com/hs-fs/hubfs/cipf-logo.png?width=97&height=74&name=cipf-logo.png)](https://www.cipf.ca/)

Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”). Investment services are provided through Eddy Securities, an approved trade name of ACPI. Only investment-related products and services are offered through ACPI/Eddy Securities and covered by the CIPF. Financial planning services are provided through Eddy Wealth. Eddy Wealth is an independent company separate and distinct from ACPI/Eddy Securities.

- [ACPI Privacy Notice](https://www.alignedcapitalpartners.com/privacy-notice/)
- [ACPI Complaint Resolution Policy](https://www.alignedcapitalpartners.com/complaint-resolution-policy/)
- [CIRO Know Your Advisor](https://www.ciro.ca/office-investor/know-your-advisor-advisor-report)

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